Td Credit Cardholder Agreement Cash Back

All returned items, refunds, discounts or other similar credits reduce or cancel cash dollars that were earned with the pre-paid payment. $5,000 Cap: The PAP rebate is available only for a maximum net annual expense of $5,000 (“$5,000 cap”). Once the $5,000 cap is reached, all other pre-measured payments made to the account will only receive cashback dollars with the standard 0.5% discount applicable to all other purchases on the account in accordance with the cardholder agreement (“Default Discount”). Applicability of the PAP discount: The PAP discount is instead of and not in addition to the standard discount. Other conditions: the offer can be modified, withdrawn or renewed at any time and cannot be combined with another offer. 3 Earn 1% cash back dollar (“gas discount”) for every $1.00 for purchases of gas or gas or gas station services or products (“gas purchases”) charged to your TD Cash Back credit card account (“account”) and earn 1% cash back dollar (“food discount”) for each purchase of food or food (“food purchases”) that is charged to your account. All returned items, refunds, rebates or other similar credits reduce or cancel cash back dollars earned during the initial purchase of gas or food purchase, depending on their applicability. $5,000 Cap: Each of the gas rebates and food rebates is only available for a maximum net annual expense of $5,000 (“$5,000”). Once the $5,000 cap for gas or food purchases has been reached, all other gas and food purchases made in the account will receive cashback dollars with the standard 0.5% discount applicable to all other purchases on the account, as stipulated in the cardholder agreement (“Standard Discount”). Applicability of gas and food rebates: each of the gas rebates and food sheds is instead of and not at the standard discount. Distributor category codes: To obtain the gas discount and/or food rebate, gas and/or food purchases must be made from distributors classified by the Visa network with a merchant category code (“MCC”) that identifies them in the “gas” or “food” category.

Some distributors may sell gas or petrol station services or products, food or foodstuffs or separate distributors on their premises which also sell gas services or products or at the service station or food products or foodstuffs, but which may not be classified with a gas or food MCC and cannot benefit from a gas reduction or a food discount. Where appropriate. . . .

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